Adding to both of your points, if you’re someone who likes full control and doesn’t mind a bit of manual work, going the fully DIY route might be worth it. I manually installed Nginx, MariaDB, and PHP on Windows, then configured PHP-FPM myself.
It took a little extra time to get the services running smoothly, but the payoff is massive speed and zero overhead from Docker or other virtualization layers. Plus, you get the latest PHP versions and can tune everything exactly how you want it—perfect if you want to dodge the bloat but keep PHP-FPM and Nginx running cleanly on your system.